Payment plans and late fees.
Split a balance into instalments and raise statutory late fees automatically.
Credit control AI that automates the manual work of getting paid.
Trusted by small businesses globally
“The % of customers that pay on chased invoices is outstanding and pays the monthly subscription cost 10 times over.”
Dan Waite
Finance Director
Engage Tech 01
When customers reply, Trove takes action. It drafts responses, makes updates and follows up if payment isn't received. You approve any draft emails before sending.
02
Vary sentences using AI to avoid identical weekly emails, and use smart templates that adapt your tone to good payers versus repeat offenders.
03
Trove spots when a customer needs a PO, drafts an email to the right person and adds it to the invoice in Xero as soon as it arrives.
04
Group sub-customers under one parent so their finance team gets a single statement. Or split one customer into entities, each with its own contacts and schedule.
05
Automatically generate a letter before action at the click of a button, sent either by you or by one of Trove's partner solicitors.
06
Trove integrates with the systems your team works in every day to stay up to date on business context: HubSpot, Slack, MS Teams, Creditsafe and more.
“We now pay 1/3 of what we paid with someone else, and yet Trove is far easier to use.”
Daniel Everall
Finance and Operations Director
Everfair Tax Split a balance into instalments and raise statutory late fees automatically.
Trove stays up to date with your accounting platform.
Regular nudges when an invoice becomes due.
Scheduled statements sent automatically.
Everything sends from your chosen email, with your signature.
Trove is a Xero Partner, with the data security you need.
Switching from another tool? Lots of our customers did. See how Trove compares
Take it from our customers
“It does exactly what you need it to do without being overcomplicated or packed with unnecessary extras.”
“It's saved us a bunch of time and has seen customers reaching out to make payment on time or early.”
“We are beyond thrilled with Trove - the functionality is exactly what we need.”
Trove is a Xero 2026 Growth App, selected for solving Xero users' everyday challenges. See all reviews
No revenue tiers. No contract lock-ins.
Essential
£50
per month
Personalised emailing. Chase overdue invoices with tailored emails and statements.
Late payment policies. Add payment plans and late fees.
Email bounce monitoring. Know when a reminder never reaches the inbox.
Debtor reporting. See who is overdue and by how much.
Unlimited team members. Add as many team members as you need.
Xero, Quickbooks, FreeAgent & Stripe. Sync invoices and payments from tools you use.
Integrated
£135
per month
Everything in Essential.
Integrate custom data. Read custom data from CRMs and other systems to use in Trove.
Slack & Teams alerts. Get notified where your team already works.
Kanban board. Keep track of overdues at a team level.
Parents and sub-customers. Split a customer into entities or group them under one parent before chasing.
Webhook access. Trigger your own automations from chasing events.
Advanced
£285
per month
Everything in Integrated.
Multi-entity support. Run collections across several entities at once.
Team approvals. Route escalations through the right people first.
Dynamics, Sage & Netsuite. Connect the ERPs larger finance teams rely on.
Add: Credit and risk checks. Flag risks via a custom secure link to your CreditSafe account.
Ultimate
Let's talk
Custom integrations, reports and support with upcoming audits.
Book a demoXero
Listed since November 2025
Features and Awards
✅ 2025 New & Noteworthy
✅ 2026 Xero Growth App
FreeAgent
Listed since April 2026
Get started in one click
Trove is listed under Credit Control.
Stripe
Listed since May 2026
Get started in one click
Trove is listed under Revenue Optimization.