Chaser: pricing, reviews and alternatives for credit control in 2026

Summary

• Chaser now starts at £199/month: Chaser costs £199/month for turnover under £4 million, jumping to £599/month above that threshold.
• Pricing is based on revenue: If your revenue increases into the next band, so does your price, by up to £400 a month.
• Reviews rate the integrations and scheduling. Setup speed and email automation draw consistent praise in recent reviews.
• Weaknesses include lack of reporting and cost. The most common complaint in reviews is that reporting is limited. Chaser’s cost is also called out.
• Credit control alternatives: This guide compares 4 software providers which offer similar functionality to Chaser: Satago, Trove, Equisettle and Upflow. Each is built for a different size and type of buyer.

Chaser pricing and reviews in 2026

Prices for software only

Chaser’s pricing scale with your annual turnover. If your turnover increases, you are automatically placed into the next band. Here are the prices for a subscription to the tool:

Plan	Annual revenue	Price
Compact	Under £4 million	£199/month
Core	Under £10 million	£599/month
Complete	Under £100 million	£899/month
Custom	Above £100 million	Contact sales

Source: chaserhq.com, Sep 2026.

You do get more features at the higher bands. From Core up, you get unlimited users and templates as well as support for multi-entity. Complete gets you an account manager.

Prices for software and consulting

Chaser recently introduced consulting services in addition to just software. If you do not have an in-house finance team, you can pay Chaser to run your credit control.

This option starts at £899 for businesses with up to £4 million in revenue:

Most businesses looking for credit control software will already have an in-house finance team or an accountant managing the process for them. Therefore this page will compare Chaser’s software-only plans.

Chaser software reviews

The main themes from positive Chaser reviews are great integrations and powerful email automation. The negative reviews generally highlight missing features - lack of advanced reporting and task automation - or expense.

Here are two examples side by side:

Reasons to look for an alternative to Chaser

Based on the reviews, there are a few reasons to move away from Chaser.

• Missing functionality. There are a few niggles highlighted in the reviews that make Chaser harder to work with: a lack of advanced reporting, limitations on email recipients, email reminders sent multiple times a day.
• Chaser is too expensive. This is something a few reviews call out. If you have a large, complex operation and Chaser means you do not need to hire credit controllers, it may be worth it. If that’s not the case, it may be too expensive.
• User limits. If you want your accountant, a bookkeeper or an Account Manager involved, the Compact plan runs out of room fast.

There are several alternatives to Chaser that solve these different issues.

Four Chaser alternatives in 2026 with reviews

Here are alternative credit control tools that cover both ends of the spectrum: lighter and cheaper or a fuller Accounts Receivables platform priced accordingly. Each includes a summary of the most recent public reviews from G2, Trustpilot, Capterra and the Xero App Store.

1. Satago - £45/month: Best for invoice factoring.
2. Trove - £50/month: Best for SMBs who want AI to handle customer replies.
3. Equisettle - £79/month: Best for credit control reporting on FreeAgent.
4. Upflow - ~$440/month: Best for advanced reporting.

1. Satago: best for invoice factoring

Pricing starts at £45/month.

As well as chasing invoices with Satago, you can also review a client’s credit score and use their invoice financing facility. If you are a small business who often needs an invoice advance, Satago is a good fit. They are currently the cheapest provider on the list but reviews show pricing can change suddenly.

The positive review is about the core product: moving money and managing invoices. The negative one is about what Satago charges for it. That reviewer reported a 220% rise on their own plan in February 2025, and said Satago told them the smallest increase any customer would see was 80%. It’s one review out of 129, so treat it as a prompt to confirm current pricing rather than as evidence of what everyone pays.

Note: Satago’s Trustpilot activity has effectively stopped. The most recent review is listed here (January 2025).

2. Trove: best for SMBs who want AI to handle customer replies

Pricing starts at £50/month. 30-day free trial available.

Trove works primarily with small and mid-sized businesses in the UK. Its customers use Xero, QuickBooks Online, FreeAgent, NetSuite, Stripe and Business Central. Trove is credit control AI. When a customer replies “I’ll pay Friday”, it logs the payment date against the invoice in your accounting software and drafts the reply. You also get personalised email reminders, late fees, payment plans and debtor reporting.

Its reviews show a tool that automates credit control, priced for SMBs.

Trove has no negative reviews yet, which is partly because it is newer than the other tools. The honest limitation is they only do credit control unlike the more fully-featured platforms: it doesn’t do invoice factoring, debt collection or advanced analytics. This is how it can stay affordable.

It also means the roadmap is short enough to move. One reviewer describes asking for settings that would let them bring harder clients into the system, and getting them:

Previously, our credit control software didn’t give us the flexibility to add every client, but after we shared what we needed, Trove introduced new settings that allowed us to bring even the trickier clients into the system.

Justine Marshall, five stars, reviewing Trove on the Xero App Store, 30 Dec 2025.

3. Equisettle: best for credit control reporting on FreeAgent

Pricing starts at £79/month.

Equisettle is mainly designed for finance teams and offers dispute tracking on its cheapest tier. If you are using Chaser because of the pathway to debt collection, Equisettle’s dispute tracking may be a good substitute.

Equisettle is a new product with just seven reviews but they still mention FreeAgent which no other product reviews do. If you are using FreeAgent as your accounting software, Equisettle is worth a look.

Both reviewers gave Equisettle five stars. One highlights it replacing the manual reporting they used to pull from FreeAgent, the other flags integrating it with the wider team as the one thing that took longer than expected, resolved with onboarding support.

4. Upflow: best for scaling US businesses

Pricing: Not published. Third-party sites put it at roughly $440/month by ARR band, with a free analytics-only tier.

Upflow has advanced reporting and analytics, mainly focused around SaaS metrics. This makes them a great choice for a tech CFO and their US case studies prove this out. For the full breakdown, see what Upflow costs and how it compares.

The email a customer receives is the part of Upflow reviewers are least happy with, though the reviewer above still gave it four stars. The more common request is for reporting to be more flexible: two separate five-star reviewers asked for more control over formats, custom fields and building their own AR dashboards. If you want analytics you can slice your own way, check it does what you need before committing. That’s the most-raised point about Chaser too.

How they compare

Name	Price	Pricing model	Free trial
Chaser	£199/mo (to £899)	By turnover band	10 days
Satago	£45/month	Fixed	-
Trove	£50/month	Fixed	30 days
Equisettle	£79/month	Fixed	-
Upflow	~$440/mo (estimated)	By ARR tier	Free tier (analytics only)

Further reading

If you’re weighing Chaser against the bigger platforms, our credit control software pricing hub and credit control software compared guide cover Chaser, Kolleno, Upflow and Trove side by side, and the credit control software guide walks through choosing and switching in more detail.

Frequently asked questions

Does Chaser have a free trial? Yes, a 10-day free trial with no card required. That’s shorter than Trove’s 30 days, so move fast if you’re trialling more than one tool at once.

What happens if I cross the £4 million turnover threshold? Your plan moves from Compact (£199/month) to Core (£599/month). There’s no partial or prorated step between the two bands.

Does Chaser charge extra for SMS reminders or calling? Yes. SMS reminders, auto-call and the payment portal are all priced separately on top of your plan, so get a full quote before comparing Chaser’s headline price to anyone else’s.

What’s the cheapest Chaser alternative? Satago starts at £45/month and Trove at £50/month, both below Chaser’s £199 entry price and without a turnover threshold to worry about.