Chaser vs Satago in 2026: features, pricing and alternatives

Facts checked October 2026.

If you’re comparing Chaser vs Satago, you’re probably trying to get late invoices paid without hiring someone to chase them. Both tools will send the reminders. The difference is what else you’re paying for.

Chaser puts everything into collections and prices by your turnover. Satago adds credit reports and invoice finance, and keeps the subscription small. Pick the one that matches the job you need done.

Chaser vs Satago target customers

Chaser

Chaser is built for UK businesses with a finance team and a lot of invoices going out. Its plans scale with annual revenue, from under £4 million up to large businesses, and it connects to bigger systems such as NetSuite, Business Central and SAP as well as Xero, QuickBooks Online and Sage (integrations listed by ERP Research).

Satago

Satago is aimed at small and medium-sized businesses that want one login for chasing, checking customers and borrowing against invoices. It connects to Sage, Xero, QuickBooks, KashFlow and FreeAgent (Satago for Business). Sage 50 users can get it inside Sage, and some Sage 50 subscriptions include it (Satago’s Sage 50 pricing).

Chaser vs Satago feature comparison

Chaser

Chaser goes deep on chasing:

• Multi-channel reminders. Email, SMS, letters and automated calls.
• Payment portal. Customers see what they owe and pay online.
• Credit risk monitoring. Payer scoring and risk alerts on your existing customers.
• Chaser Care. A done-for-you service where an AR specialist runs your follow-ups, priced separately.

Satago

Satago spreads across three jobs:

• Credit control. Automated reminders, statements and thank-you emails, with custom templates and schedules.
• Risk insights. Live credit scores, risk bands, suggested credit limits and alerts when a customer’s credit changes.
• Credit reports. Full reports on UK and Irish businesses, from 25 a month on Basic to unlimited (fair use) on Platinum.
• Invoice finance. Advances of up to 90% of an invoice, on one invoice or your whole ledger.

In short, Chaser does more for the chasing itself. Satago does less chasing but tells you who’s risky and can lend against what they owe.

Chaser and Satago pricing comparison

Chaser pricing

Plan	Price a month	What you get
Compact	£199	Revenue up to £4m, 4 users, 4 workflows
Core	£599	Revenue up to £10m, unlimited users, multi-entity
Complete	£899	Adds a dedicated account manager and receivables forecast

Satago pricing

Plan	Price a month	What you get
Basic	£45	100 email reminders and 25 credit reports a month
Premium	£80	Unlimited emails, 100 SMS, sends from your own email account
Platinum	£200	Unlimited credit reports (fair use), 1,000 SMS, account manager

Prices exclude VAT. Sources: Chaser pricing breakdown and Chaser plans; Satago for Business. Checked 14 Oct 2026.

The gap is big. Chaser’s cheapest plan costs more than Satago’s most expensive one, and Chaser’s price rises as your turnover does, whether or not you send more reminders. However, Chaser is designed for bigger teams and may be justified. As an example, Satago’s plans do not mention multi-entity which is supported on Chaser’s beefier plans.

For the full breakdown of each, see our Chaser pricing page and Satago pricing and alternatives.

Alternative to Chaser and Satago

If Chaser feels too expensive and Satago feels like paying for jobs you don’t need, there’s a middle option.

Trove target customers

Small and mid-sized businesses with up to around £30 million turnover, on Xero, QuickBooks, FreeAgent, Sage and NetSuite.

Trove features

Reminders from your own domain on every plan, SMS reminders, payment plans, late payment fees and unlimited users. Trove doesn’t do credit checks, invoice finance or debt collection. It focuses on getting your invoices paid.

Trove pricing

From £50 a month, fixed, with no link to your turnover. The top plan is £285 a month and adds multi-entity and NetSuite and Dynamics integrations.

Feature comparison

Feature	Satago	Trove	Chaser
Pricing starts at	£45/month	£50/month	£199/month
Fixed price per month	Yes, plus finance fees	Yes	No, rises with turnover
Invoice reminders	Yes	Yes	Yes
Sends from your own email	Premium and up	Yes	Yes
SMS reminders	Premium and up	Yes	Yes
Credit checks and scores	Yes	Integrates with Creditsafe	Risk monitoring
Invoice finance	Yes	No	No
Done-for-you chasing	No	No	Chaser Care, extra
Xero, QuickBooks, Sage	Yes	Yes	Yes
NetSuite	No	Top plan	Yes
Free trial	Yes	30 days	Yes

In summary

Where Chaser is stronger

A full AR solution: a payment portal, pathway to debt collection, and an outsourced credit control service if you would rather hand the whole job over.

Where Satago is stronger

Knowing who you are giving credit to and getting cash before customers pay. No other UK tool for small businesses bundles credit reports and invoice finance with chasing at this price.

Where Trove is stronger

Credit control focus. If what you need is reminders that get invoices paid, from your own domain, at a fixed price, you don’t need either bundle. Trove runs a 30-day free trial.

For how all the main tools compare, see our credit control software compared guide.